Expats & Foreign Nationals

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Helping expats and foreign nationals to invest in UK property

With the UK housing market remaining buoyant, purchasing an investment property in the UK can often make financial sense. We can help expats and foreign nationals to purchase a property in England, Wales and Scotland. Or remortgage their current UK property, perhaps to secure a better rate or release some equity.

Expat and foreign national mortgages are the same as standard mortgage products, however, some lenders may charge a higher interest rate and fee due to them being perceived as higher risk. Only a select number of specialist lenders offer these type of mortgages as the process of verifying your income can be more complicated, particularly if you do not hold a UK bank account.

Our experienced team will be able to identify which lenders to approach to secure the best deal. Factors which can help to support your application include working for a multinational company, paying funds into a UK bank account and having a British or EU passport.

Here are a few reasons why you should contact us:

  • You are an expatriate or foreign national looking to purchase a property in the UK
  • You are an expatriate or foreign national looking to remortgage a property/ portfolio of properties in the UK
  • You want to borrow more for home improvements, to consolidate debt or for any other legal purpose
  • Your current mortgage deal is ending soon
  • You want to pay more off your mortgage each month but your current lender won’t let you
  • You want a fixed mortgage product so that your payments won’t go up or down
  • You want a better rate
  • You want to switch from an interest-only to a repayment mortgage
  • Your home’s value has greatly increased since you purchased it

Find Out How Much You Could Borrow

We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.

To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers

£
£

You could borrow up to

Calculate Your Monthly Payments

We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.

To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers

£
£
Years
%

It would cost

The Latest Best Buys

Our best buy tables allow you to compare thousands of products to give you an indication of the types of mortgages available to you. Please be aware that the information is computer generated and relies on certain assumptions, like your credit commitments and monthly expenditure.

When you’re ready for an accurate quote that is personalised to your individual requirements, call our Mortgage and Protection Advisers on 01702 533 400 for a free no obligation quote.

Why Use Ingard?

Search and compare every leader in the mortgage marketplace

We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.

Speak to a qualified mortgage advisor

Our qualified advisers are salaried, so you can be sure that you are receiving the best impartial advice.

We promise you'll have one advisor start to finish

We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.

Free initial consultation

Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.