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Chancellor Rishi Sunak recently announced further measures in his “mini-budget”, which included a £400 energy grant for all households, with further support for those on the lowest incomes, pensioners, and those receiving non-means-tested disability benefits. However, with energy bills expected to rise by around £800, and the cost of many other household goods and services increasing, is this enough and is it aimed at those who really need it?

If you’re looking to reduce your monthly outgoings, speaking to an expert mortgage adviser would be a great start. Some of you may have seen the recent advice from Martin Lewis, The Money Expert, suggesting viewers do just that. For many people, their mortgage payment or rent is the largest monthly outgoing, so it makes sense to look at any potential savings, or other ways that your mortgage deal could help you.

This is where we come in!

As expert, whole of market advisers, we will discuss all of your needs with you, then source all relevant options for you. It may be that you are just looking for a better rate in order to reduce your monthly payments, or you may be looking to raise additional funds, perhaps to consolidate other debts, or to help out family members. There are also a number of low deposit options available for first time buyers, so if you are looking to get onto the property ladder rather than renting, but are unsure if it is possible at the moment, we’d be happy to help.

With a tank of petrol for the average family car nudging £100, now is the time to review your finances!

 

If you’d like to discuss any of your mortgage or protection needs, please get in touch on 01702 538 800 or email enquiries@ingard.co.uk