Semi-Commercial Mortgage

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Helping you to secure a semi-commercial mortgage

If you are looking to purchase or remortgage a property which has a residential and commercial element to it, then you will require a semi-commercial mortgage. Typical examples of these types of properties include a shop with a flat above; or guest house, pub or boarding kennels with a self-contained residential living area.

Due to this type of funding falling under the commercial mortgage umbrella, we will need to assess more than your income and affordability when considering your application. In most cases, a business plan and accounts will also need to be provided. Most products require you to have at least a 25% deposit but we can help you to secure 100% of the property value with additional security.

Lenders criteria and appetite vary greatly depending on the property type, business type and location. To avoid you experiencing the run-around from lenders, our team of experienced Commercial Mortgage Advisers can talk you through which products are suited to your individual circumstances, to ensure you get the best deal. Funding can be arranged for a wide range of client profiles including individuals, limited companies, partnerships, expats and experienced property investors.

Here are a few reasons why you should contact our team of Commercial Mortgage Brokers:

  • You want to remortgage a semi-commercial property
  • You want to purchase a semi-commercial property
  • You want to borrow more for refurbishments, to consolidate debt or for any other legal purpose
  • Your current semi-commercial mortgage deal is ending soon
  • You want to pay more off your semi-commercial mortgage each month but your current lender won’t let you
  • You want a fixed semi-commercial mortgage product so that your payments won’t go up or down
  • You want a better rate
  • You want to switch from an interest-only to a repayment semi-commercial mortgage
  • Your property’s value has greatly increased since you purchased it
  • You have current or historic adverse

We can help you explore thousands of semi-commercial mortgages to find the best deal

Our Commercial Mortgage Advisers will provide you with a free no-obligation quote which we can then tailor to your needs. Don’t worry – this search will not affect your credit rating.

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Why Use Ingard?

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We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.

Speak to a qualified mortgage advisor

Our qualified advisers are salaried, so you can be sure that you are receiving the best impartial advice.

We promise you'll have one advisor start to finish

We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.

Free initial consultation

Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.